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OCR: Alliance Leicester How much you can borrow The following chart is an example of how much you borrow with an Alliance & Leicester mortgage. Remember, your borrowings will depend both your earnings and how much deposit you choose to pay. Up to 95% loan to value Single Joint AU borrowers Up to 3.3 x Up to 3.3 higher basic annual gross basic annual income income plus X one other gross basic annual income OR up to 2.75 X total joint income (max. two Next Back Alliance Leicester